Risk Engine
How every customer's risk score is computed - from raw attributes to a final grade. Expand any section to go deeper.
Layer 1 - Overview
Geography
max(Country, State)
Constitution
Entity type classification
Occupation / Activity
max(Occupation, Sector)
Composite Score Formula
max(Country score, State score)
Entity type risk classification
max(Occupation score, Sector score)
Risk Grade Thresholds
Standard monitoring. Periodic review every 8 years.
Enhanced attention. Periodic review every 3 years.
Enhanced Due Diligence required. Annual review mandatory.
Score Values
Low Risk
Lowest risk - minimal scrutiny
Medium Risk
Elevated risk - enhanced attention
High Risk
Highest risk - EDD required
Layer 2 - Factor Detail
Name Screening & Adverse Media
Adverse Media Search
InternalSearch internal adverse media records - negative press, regulatory actions, fraud alerts, AML flags indexed from Reuters, LexisNexis, and web crawl.
Enter a name or keyword to search adverse media records
Try: "Devraj Shukla", "AurumVault", "AML", "sanctions"
Layer 3 - Engine Configuration